Independent Escrow Compliance Layer
The independent verification layer for title and escrow agencies. AER scans your completed reconciliations, flags exceptions, delivers a consolidated compliance portal, and handles the state filings your platform cannot produce for itself.
Institutional Partners & Credentials
What AER Does
AER meets you where your compliance gap is. Monthly program for ongoing independent oversight. Scan service for platform-produced reconciliations. State filings for mandated annual obligations. Backlog cleanup when audits are on the calendar.
Recurring · Core product
Ongoing independent monthly reconciliation review across every escrow account. Exception tracking: stale checks, municipal payments, mortgage payoff aging, deposit float. Trial balance audit. Consolidated findings delivered through a client-specific compliance portal — available for you to share with underwriters and regulators on demand.
From $350/month — pricing scales with account volume
Scope a Program →New · Platform-agnostic
Your reconciliation is done by your platform, your underwriter, or your outsourced service provider. AER scans the completed reconciliation, flags risk items, and delivers the consolidated compliance portal. The independent proof layer no reconciliation provider can build for itself.
"If you use a major settlement platform's reconciliation service, there's a good chance AER's founder built the methodology behind it."
Pricing: Contact AER — volume-dependent
Start Assessment →Annual · State-mandated
Every licensed agent has state-mandated annual filings or audits. MD MAHT, FL Data Call, VA RESA, TX TDI (Q3 2026). Your platform doesn't handle these. Your CPA treats escrow audits as one of many compliance services. AER is the title-industry specialist, purpose-built for this work.
$750–$950 first filing / $400–$500 repeat annual
See State Coverage ↓One-time · Scope-based
For agencies with aged exception backlogs, stale-check accumulation, or upcoming underwriter or regulatory audits. AER reconstructs the compliance narrative, clears the backlog, prepares audit-ready documentation, and leaves the agency in steady state.
Scope-based engagement — quoted after review
Request a Scope →The Category
We're not competing. We're completing. AER is the independent verification layer for everything your platform produces — and everything your platform cannot produce for itself. The audit layer is the product.
State Compliance Filing Program
Every licensed title and escrow agent has annual state compliance obligations. Your platform doesn't handle these. Your underwriter often won't. Your CPA charges two to three times AER's pricing for the same deliverable. AER is the specialist.
Founder Credential
26 years in title insurance and escrow. AER exists because of what can only be seen from having built the engine itself.
Founded and built a settlement-platform reconciliation services department from zero to a 40-person team. Auditing credentials with Fidelity National and Old Republic. 160 hours inside CATIC's audit environment. Preferred vendor with NAIS. Bank partnerships with BankUnited and Customers Bank.
AER exists because I spent 26 years watching title agencies get blindsided by audits they could have passed. I've built reconciliation from the inside and audited it from the outside. I know what these services produce — and what they structurally cannot. AER is what comes after the reconciliation.
— Bryan W. Colbert, Founder and President
Three Questions. One Personalized Checklist.
Tell us where you're licensed, what platform you run, and when your next deadline hits. AER returns a tailored compliance checklist with scope and pricing — instantly.
Start My AssessmentTakes under 60 seconds. No sales call required.