Independent escrow documentation your auditors can read

AER is the independent escrow compliance layer that verifies reconciliation work and converts platform data into underwriter-ready audit documentation.

What your auditor gets

A separate portal for the underwriter’s auditor, holding each period’s reconciliation report and bank statement, account by account.

What the agent gets

• Daily reconciliation: each day’s bank activity reviewed, every unmatched item worked against the ledger, noted by the next business day.
• A monthly portal: each open item that crosses its category’s age or risk threshold, ranked, with the date AER first identified it, carried month to month while it stays open, and a three-way summary of book, bank and trial balance.

Independence

AER sits outside the agent’s system of record, its bank and its underwriter. Read-only at the bank. AER never moves, holds or disburses funds, and never posts to an order. ALTA Best Practices v5.0 Pillar 2 asks that monthly three-way results be "made available to Company’s contracted Title Insurer(s)." AER’s audit portal is one way an agent does that.

Working with AER

Talk to us about agents facing an audit.

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